Free assessment for DB pension transfer, SIPP, and QROPS mis-selling claims for British expatriates in Dubai and the UAE with UK pension transfer claims. Four regulated routes to compensation.
Start your free assessment →Dubai and the wider UAE has one of the largest British expatriate populations outside Europe. The UAE became a major hub for international financial advisory operations targeting British workers on high earnings — particularly those with valuable defined benefit pension rights from NHS, local government, armed forces, and financial services careers.
Adviser firms operating in Dubai included Holborn Assets (FSCS default October 2023), Brite Advisory Group, deVere Group, Blacktower Financial Management, and others. Many operated complex multi-entity structures combining a UK FCA-authorised entity with a DFSA-regulated Dubai entity and offshore investment platforms.
Where the Dubai-based entity was not FCA-authorised at time of transfer, FSMA s.27 provides a civil court remedy for the full uncapped transfer value. This is a particularly powerful route for UAE cases given the typically high CETV values involved.
Named firm pages with FOS decisions and FSCS default status.
One of the largest international advisory groups in the UAE. Declared in FSCS default in October 2023 with 36+ claims registered. Also operated as Cheshire Pension Consultants, Expatriate Financial Planning Services, and Pension Transfer Experts. See the Holborn Assets claim page →
One of the largest international advisory networks in the UAE. Over 10,000 clients and £2.37bn cited in proceedings. Fletcher [2024] confirmed UK FOS jurisdiction. See the Brite Advisory claim page →
Where the firm is still trading. Mandatory first step. 8-week response requirement.
Free independent adjudication. 55–77% uphold rate on DB transfer cases nationally.
Where the firm has been declared in default by the FSCS. Direct claims open.
£85,000 per firmWhere losses exceed the FSCS cap or FSMA s.27 applies. Uncapped recovery.
UncappedThe FOS applies a 6-year absolute clock from the date of advice and a 3-year awareness clock from when you first knew about your loss. For advice given in 2018 or earlier, the absolute clock has expired — but FSCS, civil, and awareness clock routes may still be open. Obtain a formal assessment immediately. See redressadvisory.com/time-limits.
No obligation · No upfront cost · We will never cold-call you
You can complain directly to the firm, refer to the Financial Ombudsman Service or apply to the FSCS — all completely free. If you use the free routes, you keep 100% of any compensation.
| Redress received | Max % | Max fee |
|---|---|---|
| Up to £1,499 | 30% | £420 |
| £1,500–£9,999 | 28% | £2,500 |
| £10,000–£24,999 | 25% | £5,000 |
| £25,000–£49,999 | 20% | £7,500 |
| £50,000 and above | 15% | £10,000 |
Compensation is paid directly to you. We invoice after you receive your compensation. You pay nothing if unsuccessful. Source: FCA PS21/18 (Chapter 2, Table 1) & CMCOB 5.2. Excl. VAT.
Compensation is paid directly to you. We invoice after you receive your compensation. You pay nothing if unsuccessful. Source: FCA PS21/18 (Chapter 2, Table 1) and CMCOB 5.2. Excl. VAT.
Cancel any agreement with us within 14 days of signing, without charge or obligation. No questions asked.
Contact complaints@redressadvisory.com. If unresolved, refer to the Financial Ombudsman Service free of charge within 6 months of our final response.