Free assessment for DB pension transfer, SIPP, and QROPS mis-selling claims for Pembrokeshire pension mis-selling claims. Four regulated routes to compensation.
Start your free assessment →Pembrokeshire has a connection to the pension mis-selling scandal through Pembrokeshire Mortgage Centre (PMC), one of the highest-profile BSPS adviser firms to come under FCA scrutiny. PMC gave large volumes of BSPS transfer recommendations to steelworkers across South Wales and is now in FSCS default.
If you were a BSPS member advised by PMC or another Pembrokeshire-based adviser to transfer your pension, FSCS compensation routes are open. The FCA's BSPS Redress Scheme (PS22/13) additionally provides a structured compensation route.
PMC is in FSCS default following FCA enforcement action related to BSPS transfer advice. See the PMC claim page →
Where the firm is still trading. Mandatory first step. 8-week response requirement.
Free independent adjudication. 55–77% uphold rate on DB transfer cases nationally.
Where the firm has been declared in default by the FSCS. Direct claims open.
£85,000 per firmWhere losses exceed the FSCS cap or FSMA s.27 applies. Uncapped recovery.
UncappedThe FOS applies a 6-year absolute clock from the date of advice and a 3-year awareness clock from when you first knew about your loss. For advice given in 2018 or earlier, the absolute clock has expired — but FSCS, civil, and awareness clock routes may still be open. Obtain a formal assessment immediately. See redressadvisory.com/time-limits.
No obligation · No upfront cost · We will never cold-call you
You can complain directly to the firm, refer to the Financial Ombudsman Service or apply to the FSCS — all completely free. If you use the free routes, you keep 100% of any compensation.
| Redress received | Max % | Max fee |
|---|---|---|
| Up to £1,499 | 30% | £420 |
| £1,500–£9,999 | 28% | £2,500 |
| £10,000–£24,999 | 25% | £5,000 |
| £25,000–£49,999 | 20% | £7,500 |
| £50,000 and above | 15% | £10,000 |
Compensation is paid directly to you. We invoice after you receive your compensation. You pay nothing if unsuccessful. Source: FCA PS21/18 (Chapter 2, Table 1) & CMCOB 5.2. Excl. VAT.
Compensation is paid directly to you. We invoice after you receive your compensation. You pay nothing if unsuccessful. Source: FCA PS21/18 (Chapter 2, Table 1) and CMCOB 5.2. Excl. VAT.
Cancel any agreement with us within 14 days of signing, without charge or obligation. No questions asked.
Contact complaints@redressadvisory.com. If unresolved, refer to the Financial Ombudsman Service free of charge within 6 months of our final response.