Tier 2 Priority

Pembrokeshire pension transfer claims — PMC home territory

Pembrokeshire was home to one of the most heavily sanctioned pension transfer firms in UK regulatory history. Route 3 FSCS claims are open for PMC clients.

Check Whether You Have a Claim Time Limits Guide
8/10 Opportunity
Tier 2 Market tier
3 Named firms
Area Assessment

What happened in Pembrokeshire

Pembrokeshire Mortgage Centre (PMC) was based in Pembrokeshire and operated across West Wales into the broader South Wales steelworker community. The FCA Final Notice confirmed a 93% unsuitable transfer rate. The FSCS declared the firm in default (FRN 479220) and has upheld over 196 claims.

Pembrokeshire-based clients who have not previously complained may still have a viable Route 3 FSCS claim, depending on when they first became aware of the potential problem.

Who this affects

Clients of PMC or County Financial Consultants in Pembrokeshire or West Wales — particularly former BSPS members — who were advised on pension transfers and have not accepted compensation.

Named Firms

Adviser Firms Linked to This Area

Each firm below has a dedicated claim page with route analysis, firm-specific FAQs, and current regulatory status.

Pembrokeshire Mortgage CentreActive Wealth (UK) LtdVintage Investment Services
Questions & Answers

Frequently Asked Questions

Was PMC the only firm in Pembrokeshire?
PMC is the most evidenced firm, but the referral network alongside it may mean other parties also have liability.
I received a letter from PMC or the FCA but did nothing. Is it too late?
Not necessarily. Whether that letter started your 3-year awareness clock depends on its specific content and timing. Check our time limits guide.
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People from This Area Also Searched For

Pembrokeshire pension mis-sellingPMC pension compensationCounty Financial Consultants pension claimPembrokeshire Mortgage Centre FSCS
Urgent — Act Promptly

Time Limits Apply

⚠ Check Your Position Now

Whether your case is still open depends on when you first became aware of a potential problem — not simply when the transfer took place. The three-year discovery rule means some cases that appear old may still be within time.

View our full time limits guide →

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Our SRA-regulated solicitor partners assess every case individually — free of charge, with no obligation to proceed.

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Important Notice

Redress Advisory Ltd (Company No. 17295681) is a technology platform that provides case assessment and referral services. Redress Advisory is not a claims management company and is not regulated by the Financial Conduct Authority as such. All regulated claims management activity and legal work is carried out exclusively by our Operating SRA Partner (OSP) solicitor firms, each of which is independently authorised and regulated by the Solicitors Regulation Authority.

You do not need to use Redress Advisory or a solicitor to pursue a pension mis-selling complaint. You can complain directly to the financial firm, escalate to the Financial Ombudsman Service (FOS), or apply to the Financial Services Compensation Scheme (FSCS) yourself, free of charge. If you instruct a solicitor through our OSP partner panel, their fees will reduce any compensation you receive.

The information on this page is for general informational and educational purposes only. It does not constitute legal, financial, or regulated advice of any kind. Individual outcomes depend on the specific facts of each case.

FOS: 0800 023 4567  |  FSCS: 0800 678 1100  |  FCA Register: register.fca.org.uk