Holistic Pension Transfer Specialists is in FSCS default. If you received DB pension transfer advice from this firm, FSCS compensation routes are open. Free assessment to confirm which routes apply to your case.
Start your free assessment →Holistic Pension Transfer Specialists was an FCA-authorised Pension Transfer Specialist firm that provided defined benefit pension transfer advice. The firm has been declared in FSCS default following its inability to meet compensation liabilities arising from unsuitable advice. As a PTS firm, it bore the highest regulatory standard under COBS 19.1.6 — the compelling reasons test — and where it failed to meet that standard for individual clients, those clients are entitled to compensation.
Holistic Pension Transfer Specialists is in FSCS default. Direct FSCS claims are open for eligible claimants who received unsuitable DB transfer advice.
Up to £85,000Where losses exceed the FSCS cap, civil court proceedings may recover the full uncapped amount.
UncappedThe FSCS claim window is open. Act now — the FOS clock on your original transfer also runs independently. See redressadvisory.com/time-limits.
It means the FSCS has determined the firm cannot meet its compensation obligations. You can now claim directly from the FSCS without involving the firm. The FSCS assesses your loss using FCA DISP Appendix 4 methodology and pays up to £85,000 per firm.
No obligation · No upfront cost · We will never cold-call you
You can complain directly to the firm, refer to the Financial Ombudsman Service or apply to the FSCS — all completely free. If you use the free routes, you keep 100% of any compensation.
| Redress received | Max % | Max fee |
|---|---|---|
| Up to £1,499 | 30% | £420 |
| £1,500–£9,999 | 28% | £2,500 |
| £10,000–£24,999 | 25% | £5,000 |
| £25,000–£49,999 | 20% | £7,500 |
| £50,000 and above | 15% | £10,000 |
Compensation is paid directly to you. We invoice after you receive your compensation. You pay nothing if unsuccessful. Source: FCA PS21/18 (Chapter 2, Table 1) & CMCOB 5.2. Excl. VAT.
Compensation is paid directly to you. We invoice after you receive your compensation. You pay nothing if unsuccessful. Source: FCA PS21/18 (Chapter 2, Table 1) and CMCOB 5.2. Excl. VAT.
Cancel any agreement with us within 14 days of signing, without charge or obligation. No questions asked.
Contact complaints@redressadvisory.com. If unresolved, refer to the Financial Ombudsman Service free of charge within 6 months of our final response.