SIPPchoice is a SIPP platform operated by Winterflood Business Services. If you were transferred into a SIPPchoice SIPP via unsuitable advice, FOS complaint routes are available.
Start your free assessment →SIPPchoice is a SIPP platform operated by Winterflood Business Services, a subsidiary of Close Brothers Group. The platform operates through the IFA and intermediary channel. Complaint activity has related to the suitability of investments directed into SIPPchoice wrappers by adviser networks and the platform’s due diligence obligations on those networks and their investments.
A formal complaint to Winterflood Business Services (SIPPchoice) is the first step.
The FOS has jurisdiction over SIPPchoice operator complaints.
Act now. The FOS clock runs from the date of advice or transfer. See redressadvisory.com/time-limits for the full limitation framework.
SIPPchoice is operated by Winterflood Business Services Ltd, a subsidiary of Close Brothers Group. Complaints about SIPPchoice should be directed to Winterflood Business Services.
No obligation · No upfront cost · We will never cold-call you
You can complain directly to the firm, refer to the Financial Ombudsman Service or apply to the FSCS — all completely free. If you use the free routes, you keep 100% of any compensation.
| Redress received | Max % | Max fee |
|---|---|---|
| Up to £1,499 | 30% | £420 |
| £1,500–£9,999 | 28% | £2,500 |
| £10,000–£24,999 | 25% | £5,000 |
| £25,000–£49,999 | 20% | £7,500 |
| £50,000 and above | 15% | £10,000 |
Compensation is paid directly to you. We invoice after you receive your compensation. You pay nothing if unsuccessful. Source: FCA PS21/18 (Chapter 2, Table 1) & CMCOB 5.2. Excl. VAT.
Compensation is paid directly to you. We invoice after you receive your compensation. You pay nothing if unsuccessful. Source: FCA PS21/18 (Chapter 2, Table 1) and CMCOB 5.2. Excl. VAT.
Cancel any agreement with us within 14 days of signing, without charge or obligation. No questions asked.
Contact complaints@redressadvisory.com. If unresolved, refer to the Financial Ombudsman Service free of charge within 6 months of our final response.