SIPPchoice (Winterflood Business Services) Pension Claim

What Happened

SIPPchoice is a SIPP platform operated by Winterflood Business Services, a subsidiary of Close Brothers Group. The platform operates through the IFA and intermediary channel. Complaint activity has related to the suitability of investments directed into SIPPchoice wrappers by adviser networks and the platform’s due diligence obligations on those networks and their investments.

Platform operator duty: Berkeley Burke [2018] applies to SIPPchoice as SIPP operator regardless of its platform structure. The non-delegable due diligence duty applies to all SIPP operators.

Which Claim Routes Apply

Route 1

Direct Complaint

A formal complaint to Winterflood Business Services (SIPPchoice) is the first step.

No cap

Route 2

FOS Escalation

The FOS has jurisdiction over SIPPchoice operator complaints.

Up to £455,000

⚠ Time Limit Warning — Act Now

Act now. The FOS clock runs from the date of advice or transfer. See redressadvisory.com/time-limits for the full limitation framework.

Frequently Asked Questions

Who is responsible for SIPPchoice?

SIPPchoice is operated by Winterflood Business Services Ltd, a subsidiary of Close Brothers Group. Complaints about SIPPchoice should be directed to Winterflood Business Services.

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