Fiduciary Wealth Management provided pension transfer and investment advice. If you received DB pension transfer advice from this firm that proved unsuitable, FOS complaint routes are available.
Start your free assessment →Fiduciary Wealth Management is an FCA-authorised financial adviser firm. Complaints focus on the suitability of defined benefit pension transfer recommendations — specifically whether the compelling reasons test under COBS 19.1.6 was met, whether the critical yield analysis was adequate, and whether clients' capacity for loss was properly assessed before a transfer was recommended.
A formal DISP complaint to Fiduciary Wealth Management is the required first step. The firm must respond within 8 weeks.
If the firm rejects your complaint or fails to respond, you may refer to the FOS for free independent adjudication.
The FOS six-year absolute clock runs from the date advice was given. The three-year awareness clock runs from when you first knew about your loss. Obtain an assessment immediately. See redressadvisory.com/time-limits.
DB transfer losses are calculated using FCA DISP Appendix 4 methodology — the current cost of reinstating your lost DB pension rights versus the current value of your SIPP or personal pension. A formal assessment will run this calculation for your specific case.
No obligation · No upfront cost · We will never cold-call you
You can complain directly to the firm, refer to the Financial Ombudsman Service or apply to the FSCS — all completely free. If you use the free routes, you keep 100% of any compensation.
| Redress received | Max % | Max fee |
|---|---|---|
| Up to £1,499 | 30% | £420 |
| £1,500–£9,999 | 28% | £2,500 |
| £10,000–£24,999 | 25% | £5,000 |
| £25,000–£49,999 | 20% | £7,500 |
| £50,000 and above | 15% | £10,000 |
Compensation is paid directly to you. We invoice after you receive your compensation. You pay nothing if unsuccessful. Source: FCA PS21/18 (Chapter 2, Table 1) & CMCOB 5.2. Excl. VAT.
Compensation is paid directly to you. We invoice after you receive your compensation. You pay nothing if unsuccessful. Source: FCA PS21/18 (Chapter 2, Table 1) and CMCOB 5.2. Excl. VAT.
Cancel any agreement with us within 14 days of signing, without charge or obligation. No questions asked.
Contact complaints@redressadvisory.com. If unresolved, refer to the Financial Ombudsman Service free of charge within 6 months of our final response.