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Pension Mis-Selling Claim
ACTIVE — FOS ROUTE

Curtis Banks — Pension Claim

Curtis Banks is one of the UK's largest SIPP providers. If you were transferred into a Curtis Banks SIPP on unsuitable advice, FOS routes are available.

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What Happened

Curtis Banks Group plc is one of the UK’s largest independent SIPP providers, administering over 75,000 SIPPs. The firm has faced complaint activity relating to administration delays, fee transparency, and the suitability of investments held within Curtis Banks SIPPs on the advice of third-party IFAs.

Curtis Banks bears its own regulatory obligations as SIPP operator under Berkeley Burke [2018] — independently of whatever advice you received from your IFA. Where Curtis Banks accepted non-standard investments without adequate due diligence, it may bear separate liability from any adviser suitability complaint.

Which Claim Routes Apply

Route 1

Direct Complaint

A formal DISP complaint to Curtis Banks is the required first step.

£150,000 cap (pre-Apr 2019)£455,000 cap (post-Apr 2019)
Route 2

FOS Escalation

The FOS has jurisdiction over complaints about Curtis Banks administration and operator due diligence.

£150,000 cap (pre-Apr 2019)£455,000 cap (post-Apr 2019)
⚠ Time Limit Warning — Act Now

The six-year FOS clock runs from the date of advice or transfer. Obtain a formal assessment to confirm your position. See redressadvisory.com/time-limits for the full limitation framework.

Frequently Asked Questions

Can I claim against Curtis Banks even if my IFA gave the advice?

Yes. Curtis Banks as SIPP operator has its own separate obligations under FCA Principles 2, 3, and 6. A complaint against Curtis Banks for its operator failures runs separately from any adviser complaint.

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No obligation · No upfront cost · We will never cold-call you

Redress Advisory Ltd is applying for authorisation as a Claims Management Company regulated by the Financial Conduct Authority. FCA reference: [to be confirmed on authorisation]. Company number: 17295681. Registered office: 20 Wenlock Road, London N1 7GU. You may complain directly to the FOS (0800 023 4567) or FSCS (0800 678 1100) free of charge. Legal references: Berkeley Burke v FOS [2018] EWHC 2878 · Adams v Options UK [2021] EWCA Civ 1188 · Fletcher v Options UK [2024] EWCA Civ 541.
Redress Advisory Ltd is applying for authorisation as a Claims Management Company. FCA reference number: [to be confirmed on authorisation]. Registered in England and Wales. Company number: 17295681. Registered office: 20 Wenlock Road, London N1 7GU.
Your rights and our fees — in plain English
You do not have to use us

You can complain directly to the firm, refer to the Financial Ombudsman Service or apply to the FSCS — all completely free. If you use the free routes, you keep 100% of any compensation.

Our fees — CMCOB 5.2 sliding scale, success only
Redress received Max % Max fee
Up to £1,49930%£420
£1,500–£9,99928%£2,500
£10,000–£24,99925%£5,000
£25,000–£49,99920%£7,500
£50,000 and above15%£10,000

Compensation is paid directly to you. We invoice after you receive your compensation. You pay nothing if unsuccessful. Source: FCA PS21/18 (Chapter 2, Table 1) & CMCOB 5.2. Excl. VAT.

Compensation is paid directly to you. We invoice after you receive your compensation. You pay nothing if unsuccessful. Source: FCA PS21/18 (Chapter 2, Table 1) and CMCOB 5.2. Excl. VAT.

14-day right to cancel

Cancel any agreement with us within 14 days of signing, without charge or obligation. No questions asked.

Unhappy with our service?

Contact complaints@redressadvisory.com. If unresolved, refer to the Financial Ombudsman Service free of charge within 6 months of our final response.