Active

Were you advised by AES International on a UK pension transfer?

AES International is one of the most recognised expat advisers in Dubai and Singapore. The 2024 Court of Appeal ruling significantly strengthens Route 4 civil litigation for AES clients.

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£35,000 Claim band from
8/10 Opportunity score
International / Expat Segment
Route 4 Primary route
Firm Assessment

● Dubai / Singapore / Asia-Pacific | SIPP & QROPS Focused | Fletcher [2024] | Active

What happened

AES International is a financial planning firm in Dubai, Singapore, and Asia-Pacific, advising UK nationals on pension transfers including DB to SIPP and QROPS arrangements. The firm remains active.

Route 4 civil litigation is the primary route, supported by the Fletcher [2024] Court of Appeal decision. Route 2 FOS is assessed in parallel where a UK-regulated SIPP structure was in the transfer chain.

Who this affects

UK nationals in Dubai, Singapore, or Asia-Pacific advised by AES International on a UK pension transfer, QROPS arrangement, or SIPP investment.

Claim Routes

Which Routes Apply to This Firm

Based on this firm's current regulatory status, the following routes are available. Primary route is listed first.

Route 4

Civil Litigation (Uncapped)

Uncapped civil court recovery where the SIPP operator, pension trustee, or other party bears legal responsibility. Pursued through our SRA-regulated solicitor partner panel. Fully uncapped under SRA Claims Management Fees Rules 2024 (Rule 2.6).

No cap. Civil courts can award the full value of your demonstrable financial loss. Legal basis: Berkeley Burke v FOS [2018], Adams v Carey Pensions (FSMA s.27), Fletcher v Options UK [2024] EWCA Civ 541.
Route 2

Financial Ombudsman Service (FOS)

Independent government-backed adjudication after the firm rejects or fails to respond within 8 weeks. Also available directly where FOS has established jurisdiction over an overseas-linked case.

FOS awards up to £455,000 (advice from 1 April 2019) or £200,000 (advice before 1 April 2019). Both limits rise annually with inflation.
Questions & Answers

Frequently Asked Questions

I was in Dubai when I received the advice. Is that relevant?
Your location affects route analysis but not your right to claim. UK-regulated structures create UK jurisdiction.
What is the Fletcher 2024 decision?
Fletcher v Options UK [2024] EWCA Civ 541 confirmed SIPP operator liability and closed the main defences they had relied upon. It significantly strengthens Route 4 claims.
Urgent — Act Promptly

Time Limits on Your Claim

Pension mis-selling claims are subject to strict DISP and Limitation Act time limits. Missing a deadline can permanently bar your right to compensation.

⚠ Do Not Delay

Civil limitation periods apply from the advice date or awareness. For older transfers, the 3-year awareness clock may still provide a window. View our time limits guide.

View the full time limits guide →

Start Your Free Claim Assessment

Our SRA-regulated solicitor partners assess every case individually — free of charge, with no obligation to proceed.

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Also Reviewing

Other Firms Under Assessment

Redress Advisory is reviewing pension transfer advice from a range of firms. If your adviser is listed below, a dedicated claim page is available.

Named firms with dedicated pages
Pembrokeshire Mortgage CentreActive Wealth (UK) LtdVintage Investment ServicesCeltic Wealth ManagementTenet GroupLighthouse Financial AdviceSt James's PlaceHolistic Pension Transfer SpecialistsWellington Court Financial ServicesGuinness Mahon Trust CorpPurely Pensions / Purely FinancialBrite Advisory GroupdeVere GroupChase BuchananGuardian Wealth ManagementFiduciary Wealth ManagementHolborn Assets

Important Notice

Redress Advisory Ltd (Company No. 17295681) is a technology platform that provides case assessment and referral services. Redress Advisory is not a claims management company and is not regulated by the Financial Conduct Authority as such. All regulated claims management activity and legal work is carried out exclusively by our Operating SRA Partner (OSP) solicitor firms, each of which is independently authorised and regulated by the Solicitors Regulation Authority.

You do not need to use Redress Advisory or a solicitor to pursue a pension mis-selling complaint. You can complain directly to the financial firm, escalate to the Financial Ombudsman Service (FOS), or apply to the Financial Services Compensation Scheme (FSCS) yourself, free of charge. If you instruct a solicitor through our OSP partner panel, their fees will reduce any compensation you receive.

The information on this page is for general informational and educational purposes only. It does not constitute legal, financial, or regulated advice of any kind. Individual outcomes depend on the specific facts of each case.

FOS: 0800 023 4567  |  FSCS: 0800 678 1100  |  FCA Register: register.fca.org.uk